Healthcare applications through HealthCare.Gov Marketplace will experience some changes this year. These health plans were started by the Affordable Care Act (ACA).
In previous years, the government would calculate whether or not an individual’s employer’s insurance was deemed “affordable” to determine if someone was eligible to sign up under the ACA.
The government only considered whether the plan was affordable for the employee, not for his entire family.
The Biden administration is addressing the issue with a new rule this year.
The new calculation considers whether an employer’s plan is affordable for the employee and his dependents. If the coverage offered by the person’s employer is not considered affordable for his dependents, they may now be newly eligible for ACA coverage.
An analysis conducted last year estimated that over 670,000 dependents fell into this category of not being eligible for insurance through ACA due to an employer’s plan being “unaffordable.”
Texas residents are the most uninsured of any state, with 5,224,044 Texans without coverage when last counted. After the last enrollment period, Texas set a new record for the number of ACA signups, with 1,840,947 people getting coverage, a 42% increase from the prior year.
I have signed on already with about 20.000 a year I will be paying 185.99 a month and that is a third of my 2 week pay check. I don’t get it. Aca is expensive for me but have to have insurance because of health issues